Bumper bashing can be stressful regardless of its severity. Through all the panic and stress, it is easy to forget crucial steps which may affect your insurance and road accident fund claim. CMH Suzuki Hillcrest has put together a simple checklist to assist.
What to do if you’re in an accident:
- Before getting out of your vehicle, ensure that all passengers are physically unharmed.
- Ensure that there is no oncoming traffic.
- Switch on your hazard lights before stepping out of the car. Place a triangle on the road to alert oncoming traffic.
- Inform a relative of what has happened, and let them know you are uninjured and your location.
- Report the accident to your insurance company. Make sure to use the correct towing service.
- Take photos or a video of the accident scene, damages, number plates, and license disc of any other vehicle involved.
- Try to remain as calm as possible and don’t get involved in a shouting match with the other party or parties involved.
- Move the car to the shoulder or off the road after assessing the passengers.
- Call an ambulance, and the police need to report any injuries.
Get the following information from all other drivers involved as well as any witnesses:
- Full names and surnames. Company details if the other party was driving a work vehicle.
- ID numbers.
- Home, cell and work phone numbers.
- Physical address.
- Email addresses.
- Vehicle registration number.
- Description of the vehicles (make, model and colour).
- Names and contact details of the police officials, paramedics and tow truck drivers.
- Your location: street name and suburb.
- At the time of the accident.
- Road conditions and visibility.
After the accident:
- Report the accident at the nearest police station within 24 hours.
- Write down the name of the police officer spoken to and the accident report reference number.
- Draw a sketch plan of the accident scene and ascertain that it contains an easily traceable fixed point.
Come into CMH Suzuki Hillcrest and let us assist you with proper vehicle care. Contact us at 031 763 3121 or visit www.suzukihillcrest.co.za for more details on our brand, accessories and monthly specials.